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What to do with a Panthers Futures Ticket

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Good for you. Your foresight and heads up wagering have left you holding a Carolina Panthers futures ticket to win Super Bowl 50.

Seeing as how they started the year anywhere from 40-1 to 60-1, there’s a chance to walk away from this game with a fat wad of bills depending on when and where you placed your bet.  

But don’t count your ticket stub as currency just yet. Even though the Panthers are up to 6-point favorites at a few books as I write this, you’ll have a hard time cashing that ticket before the Gatorade is spilled. 

So what do you do? Sweat it out and hope your big payoff comes through? Or do you hedge? 

You have options. Below are a few things you may want to look at doing. 

Remember to keep all your NFL futures in mind that you placed this season. If your futures stake isn’t just the one wager that you put on Carolina, you should adjust accordingly. 

Here are some hedges to consider: 

Guarantee at least a little something, hope for more

Some books are offering Denver in the +190 range as of Thursday — a nice payout if it comes through. 

If you’re hoping for the Carolina payday but also just want to cover your butt, put a minimum of one unit (say it’s $100) on Denver to win straight up. This approach guarantees you a minimum profit of 0.9 units ($90) if Denver ends up winning. 

I wouldn’t go this route if you got Carolina at big odds early in the season or before. But if you waited to pick them as the season progressed and you’re not looking at a huge futures win, guaranteeing yourself almost a unit with the potential for a bigger payout on Super Bowl Sunday isn’t a bad way to go.  

Guarantee a great payout but limit your maximum payout

If you got Carolina earlier in the year, this is one to consider. 

Let’s say you’re one of the fortunate ones who got them at 50-1 in August for $100. Nice call. If Carolina wins you’re looking at a $5,000 payout. 

About the least exciting way to go – but also maybe the smartest – is to put $1,758.62 on Denver which results in a payout of about $3,241.38 either way whether Carolina or Denver wins.

Go for the middle 

You can start the game with a 6-point middle at kickoff where you essentially have Carolina straight up with the futures bet and Denver +6.  That’s a massive middle by regular NFL standards let alone Super Bowl standards.  

If you like to live on the edge as a recreational player – and you can afford it – you’ll throw $4,900 on Denver +6. At -110 juice, a ticket that pays $4,455. If Carolina wins by one to five points you’re looking at $9,455 on an investment that started as a $100 future. 

It makes for a good story and a lot of cash but if Carolina covers you may need months of therapy. 

Another way to go with the pre-kickoff middle is to risk $2,500 on Denver +6 for a payout of $2,273 if Denver covers and a payout of $7,273 if Carolina also wins by one to five points. If Carolina covers, you’ll come away with $2,500. 

Go for the in-game middle

Another option with the middle is to watch the game unfold as you’re logged into your sportsbook. You hope Carolina scores early, driving up the spread. As your futures wager grows safer in this scenario, you may want to look at taking Denver at a higher spread in-game as the line moves. 

Sweat it out 

Carolina is the favorite after all. And you made the bet in the first place because you are a gambler, dammit.