OSU

College Football National Championship Odds: Ohio State Still Favored, Indiana Closing Gap

The Ohio State Buckeyes remain at the top of the College Football National Championship odds as +225 favorites, according to FanDuelIndiana follows at +250, while Georgia (+550) stays near the top. All of these programs are squarely in the College Football Playoff conversation.

Indiana and Ohio State are close enough as favorites that you can bet on either of them (-110) or the field (-120) to win the National Championship.

2025 College Football National Championship Odds

Odds To Win College Football - National Championship 2025-26
TeamsOdds
Ohio State Buckeyes+225
Indiana Hoosiers+250
Georgia Bulldogs+550
Oregon Ducks+800
Notre Dame Fighting Irish+900
Texas Tech Red Raiders+900
Texas A&M Aggies+1400
Mississippi Rebels+2000
Alabama Crimson Tide+2200
Miami-FL Hurricanes+2500
Oklahoma Sooners+5000
Southern California Trojans+7000
Utah Utes+8000
Auburn Tigers+10000
Michigan Wolverines+10000
Missouri Tigers+20000
Iowa Hawkeyes+25000
Southern Methodist Mustangs+25000
Washington Huskies+30000
James Madison Dukes+40000
Louisiana State Tigers+40000
Central Florida Knights+50000
Clemson Tigers+50000
Louisville Cardinals+50000
Nebraska Cornhuskers+50000
North Texas Mean Green+50000
Penn State Nittany Lions+50000
Pittsburgh Panthers+50000
Texas Longhorns+50000
Tulane Green Wave+50000
Vanderbilt Commodores+50000
Virginia Cavaliers+50000
Brigham Young Cougars+75000
Florida Gators+75000
Florida State Seminoles+75000
Georgia Tech Yellow Jackets+75000
Illinois Fighting Illini+75000
Iowa State Cyclones+75000
Minnesota Golden Gophers+75000
Air Force Falcons+100000
Appalachian State Mountaineers+100000
Arizona State Sun Devils+100000
Arkansas Razorbacks+100000
Baylor Bears+100000
Boise State Broncos+100000
Boston College Eagles+100000
California Golden Bears+100000
California-Los Angeles Bruins+100000
Cincinnati Bearcats+100000
Colorado Buffaloes+100000
Duke Blue Devils+100000
Houston Cougars+100000
Kansas Jayhawks+100000
Kansas State Wildcats+100000
Kentucky Wildcats+100000
Maryland Terrapins+100000
Memphis Tigers+100000
Michigan State Spartans+100000
Mississippi State Bulldogs+100000
Navy Midshipmen+100000
Nevada-Las Vegas Rebels+100000
North Carolina State Wolfpack+100000
Ohio Bobcats+100000
Oregon State Beavers+100000
San Diego State Aztecs+100000
South Carolina Gamecocks+100000
South Florida Bulls+100000
Tennessee Volunteers+100000
Texas Christian Horned Frogs+100000
Utah State Aggies+100000
Wisconsin Badgers+100000
Arizona Wildcats+150000
Colorado State Rams+150000
Florida International Panthers+150000
Jacksonville State Gamecocks+150000
Kennesaw State Owls+150000
Marshall Thundering Herd+150000
Temple Owls+150000
Washington State Cougars+150000
Army Black Knights+200000
Buffalo Bulls+200000
Charlotte 49ers+200000
East Carolina Pirates+200000
Georgia Southern Eagles+200000
Liberty Flames+200000
Louisiana Tech Bulldogs+200000
New Mexico Lobos+200000
North Carolina Tar Heels+200000
Northern Illinois Huskies+200000
Northwestern Wildcats+200000
Oklahoma State Cowboys+200000
Purdue Boilermakers+200000
Rice Owls+200000
San Jose State Spartans+200000
South Alabama Jaguars+200000
Stanford Cardinal+200000
Syracuse Orange+200000
Texas State Bobcats+200000
Texas-San Antonio Roadrunners+200000
Toledo Rockets+200000
Troy Trojans+200000
Virginia Tech Hokies+200000
Wake Forest Demon Deacons+200000
West Virginia Mountaineers+200000
Western Kentucky Hilltoppers+200000
Alabama-Birmingham Blazers+250000
Arkansas State Red Wolves+250000
Ball State Cardinals+250000
Bowling Green Falcons+250000
Central Michigan Chippewas+250000
Coastal Carolina Chanticleers+250000
Connecticut Huskies+250000
Florida Atlantic Owls+250000
Fresno State Bulldogs+250000
Georgia State Panthers+250000
Miami-OH RedHawks+250000
Old Dominion Monarchs+250000
Southern Miss Golden Eagles+250000
Akron Zips+300000
Eastern Michigan Eagles+300000
Louisiana-Monroe Warhawks+300000
Massachusetts Minutemen+300000
Texas El Paso Miners+300000
Tulsa Golden Hurricane+300000
Western Michigan Broncos+300000
Hawaii Rainbow Warriors+500000
Kent State Golden Flashes+500000
Middle Tennessee Blue Raiders+500000
Nevada Wolf Pack+500000
New Mexico State Aggies+500000
Sam Houston State Bearkats+500000
Wyoming Cowboys+500000
Central Connecticut State Blue Devils- -
Drake Bulldogs- -
Harvard Crimson- -
Illinois State Redbirds- -
Lehigh Mountain Hawks- -
Louisiana Ragin' Cajuns- -
Mercer Bears- -
Montana Grizzlies- -
Montana State Bobcats- -
New Hampshire Wildcats- -
North Dakota Fighting Hawks- -
North Dakota State Bison- -
Rhode Island Rams- -
South Dakota Coyotes- -
South Dakota State Jackrabbits- -
Tarleton State- -
Tennessee Tech Golden Eagles- -
UC Davis Aggies- -
Villanova Wildcats- -
Western Carolina Catamounts- -
Yale Bulldogs- -
Youngstown State Penguins- -

Odds as of December 11th, 2025 04:37am EST.

National Championship Odds Favorite: ohio state buckeyes (+225)

The Buckeyes (12-1 SU, 10-2-1 ATS) opened the season with a gritty 14-7 win over the No. 1-ranked Longhorns, hushing the Arch Manning hype at The Shoe. With Julian Sayin completing just 13 passes for 126 yards, the young quarterback was kept out of harm's way. Ryan Day said post-game he could've opened up the playbook more, but didn't want the sophomore in vulnerable positions. However, the adjustment period was over by Week 2. 

Sayin was let loose, going 18-for-19 for 300 yards and four touchdowns in a dominant 70-0 rout of Grambling State. While he was also picked off twice in Week 3, reminding us he is still a young quarterback leading an insanely gifted team, he has only thrown four all season. He's sitting comfortably in his role, holding the nation's best completion percentage (78.4%) with 31 touchdowns against just six interceptions.

Through 13 games, Ohio State has conceded double-digit points in just five matchups, and never more than 16 in one game. They sit as the top-ranked scoring defense in the nation (8.2 PPG). Caden Curry is stealing the show, pocketing 11 sacks (72 sack yards) and 13.5 tackles for loss.

The only loss that Ohio State has taken was against No. 2 Indiana in the Big Ten Championship, dropping the contest 13-10.

There's still profit on these futures bets, so if you want to lock in a bet on Ohio State, check out our college football betting sites to find the best book for you. 

National Championship Odds contender: Indiana Hoosiers (+250)

Indiana (13-0 SU, 8-5 ATS) has quickly turned heads under Curt Cignetti, showing last year's playoff run and first-ever double-digit win season wasn't a fluke. The No. 2 Hoosiers, their highest AP Poll ranking in history, have already beaten three top-10 teams—a huge 63-10 win over Illinois, a 30-20 dub against Oregon, and the 13-10 win over Ohio State in the Big Ten Championship.

QB Fernando Mendoza has been a major factor behind the success, moving from a +5500 long shot to a -3000 favorite in the Heisman odds, showcasing the balanced offense that can win both through the air and on the ground. Indiana's been beating top teams, controlling the clock, and making plays on defense; Louis Moore has six picks, tied for the second most in the country. It all comes together to show that Indiana is a legitimate national title contender, not just another surprise story.

The College Football Playoff

2025-26 College Football Playoff
Team
1. Indiana Hoosiers*
2. Ohio State Buckeyes*
3. Georgia Bulldogs*
4. Texas Tech Red Raiders*
5. Oregon Ducks
6. Ole Miss Rebels
7. Texas A&M Aggies
8. Oklahoma Sooners
9. Alabama Crimson Tide
10. Miami (FL) Hurricanes
11. Tulane Green Wave
12. James Madison Dukes

*=First-round bye

The College Football Playoff selection committee revealed the 12 members of the postseason Sunday. Notre Dame, which went 10-2 this season, was the most notable omission. Last year's National Championship runner-ups will have to wait until next campaign for a shot at another title after Miami was given the final at-large berth in the bracket. Tulane and James Madison have lower ranks, but they earned their spots by being two of the five-highest-ranked conference champions.

Our bowl odds page list matchups, scheduling and odds for each CFP meeting. 

Last 10 College Football National Champions

Last 10 College Football National Championship Winners
YearTeamOpening OddsPostseason Odds
2024Ohio State Buckeyes+325+275
2023Michigan Wolverines+800+185
2022Georgia Bulldogs+200-165
2021Georgia Bulldogs+800-225
2020Alabama Crimson Tide+600-200
2019LSU Tigers+5000+300
2018Clemson Tigers+600+350
2017Alabama Crimson Tide+300+400
2016Clemson Tigers+700+600
2015Alabama Crimson Tide+800+120
2014Ohio State Buckeyes+1000+1500


The SEC conference has claimed six of the last national titles over the last decade. By the looks of it, sportsbooks do a decent job with their opening odds. Only one program had early odds of +1000 or higher, the Buckeyes in 2014. 

College Football Teams with the Most National Titles

Most National Championships By School
SchoolNumber Of ChampionshipsLatest Win
Yale181927
Alabama162020
Princeton151922
Notre Dame131988
Michigan102023
USC92004
Harvard81919
Ohio State82014
Oklahoma 72000


Despite not having hoisted the trophy since 1927, Yale was a wagon, picking up 14 titles by the turn of the 20th century.

In terms of modern-day history, the Tide has passed the torch as a dynasty. With the help of Nick Saban, Alabama pocketed six championships between 2009 and 2020. 

College Football National Championship Betting Trends

  • The betting favorites have won and covered the spread in five straight seasons between 2020 and 2024.
  • The UNDER is 7-3 across the last 10 national championship meetings.
  • Since being introduced in 2014, Alabama has had the most CFP experience with eight appearances (9-5 SU). In that span, they've collected three national titles, lost in finals three times, and fallen in semi-finals twice.

How to bet on the college football national championship

When it comes to big events for any sport, you can bet on futures months in advance, including which team will win the national championship. Each week, oddsmakers will update the odds to reflect how a squad is doing. If a team is plagued with injuries, their chances of making it to the final game slim down. A surging squad will see its odds skyrocket.

When you go to a college football sportsbook, you’ll see the betting lines laid out like this:

  • Georgia +175
  • Alabama +300
  • Ohio State +350

Georgia opens as the fave since the Bulldogs have the lowest odds. The Crimson Tide and Buckeyes are considered underdogs.

If you believe that Georgia has the best chance of winning the championship, and you bet $100 on them, you'd get a payout of $275 – your original $100 is returned along with your winnings of $175. Our odds calculating tool will show you how much you'd win based on the odds and amount bet.

When you see futures odds that you like, it's best to jump on them early. As mentioned above, betting sites will adjust the odds as we get closer to bowl season and teams move up and down in the standings.

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