Online Casino Payouts | Top Payouts & Game Odds

When players fund their online casino accounts, they often consider the deposit process, because they want to start playing as quickly as possible. These days, most deposits are all the same -- instant and free. The best online casinos' payout methods have a wide variety of withdrawal times, fees, and other terms. 

In the guide to online casino payouts below, we'll go over the major factors to consider when choosing a payout method. We'll discuss reliable casinos, withdrawal limits and fees, and sites with the fastest payouts. We'll also cover general topics like payout percentages, RTP, and game odds. Once finished, you'll have a better grasp of the best payment methods for US players, plus the games most likely to have payouts. 

Casino Payouts Explained

Many people play at online casinos for fun, but for others, gambling online means business. If you’re serious about gambling online, determining the probability of winning at an online casino can be a complex process. That’s why understanding casino payouts is important. 

This page is designed to help you understand how to navigate the world of casino payouts. 

Our experts will guide you through concepts like house edge, casino payouts and RTP percentages. They’ll also explain how to find better payouts online, odds for table game and the fastest payout methods that let you access your winnings fast. Read more!

What are Payout Percentages?

Payout percentages or payout rates are stats that help players understand how likely they are to win a specific game. They can also give you an idea of how much you can expect to lose while you’re chasing that win. These rates are expressed as averages, so you need to keep in mind these numbers include those who’ve won big, and those who have lost, of course.

All leading online casinos are affiliated with independent testing organizations like eCOGRA, which provide them with payout percentage reports. These reports include casino payouts percentages for the overall site and for the individual games. All reputable casinos will include this information somewhere on their page. They’re usually found in the footer or within the help section.

Return To Player (RTP) Explained

Return-to-player or RTP is the technical term for how much of the money you deposit that you should expect a casino to pay back. Also called, payout percentage or payback percentage, the RTP lets you know how generous or stingy a casino is. Combined with their bonus offers and terms of use, you can determine what the likely cost of entertainment is. Casinos with high RTPs tend to be reliable at paying customers.

What is House Edge?

House edge is the overall competitive edge that a casino or game has over its players. For some games, like slots, the house edge is fixed because the games are completely random. 

For others, the house edge can be affected by how skilled the players are. For example, in blackjack, knowing when to hit or stay can decrease the house edge for that game. 

Take the time to dive into house edge. There's a ton of information out there. You’ll have a serious advantage if you research which games have lower house edges, and which ones you could improve through practice. 

Finding Better Casino Payouts Online

There are no magic tricks to finding better casino payouts online. It simply comes down to doing your homework. Here are a few tips to keep in mind:

  • Read Casino Reviews. Reviews from reputable third party sources and online experts can be pretty revealing. Take some time to see what others are saying. You’ll be on the right track if you take this step.
  • Look for Third Party Payout Reports. As we said before, any casino worth your time will have these reports readily available for you to read. Look in the footer or in the help section for the latest documents.
  • Review the Game Selection. Some games, statistically speaking, pay out better than others. Leading casinos that offer good casino payouts will have a broad selection of games. Not just ones with the highest house edges. 
  • Discover Payout Methods. Some casinos will accept tons of options for deposits but very few for withdrawals. Look for a casino that let’s you withdraw your winnings how and when you want them.

Best Online Casino Game Odds

The online casino games with the best odds are the same as you'll find in brick-and-mortar casinos. While online slots are most popular because of the jackpots, slots tend to have worse odds than the games below. Most gaming experts refer to the house edge when talking about table games' odds, but we'll use the RTP stats before. If you want to see the optimal house edge for the same games, look at the table below. 

  • Blackjack: Has the best odds -- often in the 99% to 99.50% -- but you must learn basic strategy to get those odds. The downside is payouts are small -- 1:1 on most hands and 3:2 on a natural blackjack.
  • Baccarat: Baccarat has the best odds among games without strategy elements. The RTP is 98.94% for a banker bet (1.06% house edge) and 98.76% for a player bet (1.24% house edge). 
  • Craps: Craps is second to baccarat when it comes to RTP among games with no strategy requirements. The RTP on a Don't Pass/Don't Come bet in craps is 98.64%, which translates to a house edge of 1.36%. Avoid the many sucker bets, though.
  • Roulette: Roulette is a popular game but one with a lower RTP, especially if you play American Roulette. European Roulette has an RTP of 97.30%, while American Roulette has an RTP of 94.74%. Always choose European Roulette. 

Best Online Casino Table Game Odds

Blackjack0.50% or Lower


Best Ways to Access Casino Payouts

When you win big at an online casino, it’s understandable that you want to get your money in a fast and barrier-free way. The next section explains the best ways to access casino payouts, what to expect for turnaround times and methods you can use to get your casino payouts faster.

Best Online Casino Fast Payouts

Players who search for the fastest withdrawals should keep in mind other factors like withdrawal limits and transaction fees, but let's take a closer look at payout times. Few methods get to your account instantly, though much of the delay is due to the casino's verification process. Crypto payments sometimes arrive at your Bitcoin wallet within 15 minutes. Even with cryptos, withdrawals usually take between 2 hours and 2 days. 

The biggest reason for the delay is verification by the casino. They don't want to send your money to an identity thief, so payouts to bank accounts, credit cards, and web wallets take longer. Because crypto payments use a public ledger called a blockchain, the cashier department knows it's the correct person receiving the money. 

Banking Methods with Fastest Payouts

Let's see what the fastest payout at the best US online casinos are. Crypto users might wonder why a Bitcoin or Ethereum payout would take 48 hours when payments at other online merchants are much shorter. Most of the delay is processing the payment at the casino's cashier department after you send a withdrawal request.

Withdrawal MethodPayout Time
Bitcoin Payouts1 Hour to 48 Hours
Ethereum Payouts15 Minutes to 48 Hours
Credit Card Withdrawals3 to 5 Days
EcoCard Payouts2 to 5 Days
eCheck WithdrawalsUp to 5 Days

How To Get Your Payouts Faster

As mentioned above, the fastest way to get your online casino money is to use fast withdrawal methods – especially crypto payment methods. Whatever banking method players prefer, you can take steps to get casino payouts faster. 

  1. Find the Best Payout Method: Read through an online casino’s banking page and FAQs to learn about its fastest payout methods. 
  2. Join the VIP Club: If it’s not automatic, become a member of the site’s loyalty club or the VIP program. These sometimes offer special cashout services to loyal members. 
  3. High Roller Treatment: Along the same lines, if you want faster payouts, consider asking for something close to the payout maximum. This makes you look like a high roller, who gets preferential treatment. 
  4. Use Crypto Payouts: Consider using crypto methods like Bitcoin and Ethereum. Because they require less verification, cryptocurrencies offer faster payouts without giving away safety and security. 
  5. Plan Ahead, Practice Patience: If you anticipate needing your money, make a withdrawal request a week ahead of time. Patience and planning help the most because many reliable sites take a few days to pay out. 

Best Online Casinos That Payout FAQ

Do any online casinos actually pay out?

Absolutely. US players should research the real money online casinos they use. Because most US gamblers play at offshore online casino sites, they play in an unregulated market (unregulated by US agencies). Only place your hard-earned cash in legitimate, trustworthy casino sites with a long reputation for paying fast and reliably. 

With that in mind, we recommend 13 different US online casinos that payout to Americans. Read our casino reviews to learn about each of them. 

What is the best online casino that pays real money?

Our pick at the moment is Sportsbook. Sportsbook supports deposits between $20 and $500,000. It supports payouts between $20 and $100,000. Withdrawals reach your crypto wallet within 48 hours. Beyond that, Sportsbook has over 350 online casino games and live dealer games. 

Which online casino has the easiest payout?

That depends on the payment method you prefer. At most of the sites we review, the best option is to withdraw using a crypto payment method.

US sites tend to support Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Bitcoin SV, and USD Tether. The same sites tend to offer bank wire transfers, eChecks, and (perhaps) a web wallet or two for payouts. These take longer and require a fee, but are reliable and secure. 

Which casino has the best payout?

Sportsbook has a posted RTP percentage of 96%. That's the cumulative stat for all of the games on the site. Certain games like blackjack and video poker have RTPs in the 98% to 99% range.

Other games (usually the ones with big jackpots) have much lower RTPs. Other sites, like Sportsbook, also have high combined RTP rates. 

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