Baccarat has a bit of a reputation as being the most confusing of the card-based casino games, as its rigid structure dictates what happens, sometimes at the expense of player choice. However, those willing to understand the game will find a thrilling game of chance with a rich history. There really is nothing like it.
By the end of this page, you'll know how to start playing baccarat online, the differences between variations, your odds of winning any particular game, and the best strategies to use.
The History Of Baccarat
Baccarat’s history is a bit mysterious. One popular theory suggests that baccarat originated in Italy in the 1400s.
What To Look For In A Baccarat Casino
There will never be a perfect online casino for everyone, because people have different playing styles, budgets, thematic preferences and risk aversion. Long story short, every baccarat player has different needs. What we can tell you, however, are that the top casinos for baccarat gambling all have a few things in common. Here is what we look for in top baccarat online casinos:
Betting Availability: This one is a bit of a no-brainer, but check to make sure the site is legal and licensed for players from the US. Also remember that different states have their own laws when it comes to gambling online.
Banking Options: Any casino worth playing at has a number of deposit and withdrawal options. The more common methods in the USA are credit card, PayPal, eWallets and various cryptocurrencies.
Security Features: When it comes to real money transactions, you need to ensure your personal information is safe. Look for casinos with the latest in security features. Bonus points if they go above and beyond to protect you.
Game Selection: When it really comes down to it, it’s all about the games. Look for casinos with popular titles from top developers. Don’t be dazzled by quantity. Look for quality games and you won’t be disappointed.
Bonuses & Promotions: Almost every online casino has a welcome bonus. They’re a great marketing tool to win new business. Be mindful of bonuses that seem too good to be true—you need to fulfil wagering requirements before you can cash out any winnings earned with bonus money. The best casinos will have great bonuses with moderate wagering requirements.
How To Play Baccarat Online
If you don't want to get dressed up to go to a casino or just want to get a better grip on the game's rules, there are plenty of ways to play baccarat on your desktop and mobile devices. Almost all online casinos offer some version of online baccarat, but it’s also featured in online casinos with live dealers.
- Visit an Online Casino. Go to the online casino of your choice. Try the free baccarat game in practice mode, then sign up if you like the game.
- Play Real Money Baccarat. If you'd rather play baccarat at a real money online casino, you'll need to add funds through an accepted casino banking method.
- Accept the Welcome Bonus. When you sign up for a casino account, you'll be offered a welcome casino bonus to take advantage of alongside your first deposit. Baccarat clear’s the wagering requirement at most sites, though at a lower rate as it’s a table game.
- Clear the Requirement. Welcome bonuses are quite substantial amounts of free money, but it has a wagering requirement before you can withdraw the cash.
- Play Live Dealer Games. If you want to play live dealer baccarat, you’ll need to play for real money. Most live dealer baccarat doesn’t apply to the requirement.
- Withdraw Baccarat Winnings. Once you clear the requirement, visit the Cashier page to request a withdrawal. US baccarat casinos offer withdrawals using Bitcoin, bank wire transfers, and web wallets.
What Are The Rules Of Baccarat?
Each card is assigned a point value, and these include the following:
Card Points Values
What Is The House Edge For Baccarat?
The house edge for baccarat gambling varies depending on the number of decks used in the shoe (the device from which cards are dealt). The house edge for baccarat is:
House Edge Per Decks Used
Online Baccarat Betting Options
One of the most important things to remember when you’re learning how to play baccarat is that there are a number of different ways to make a wager. The standard three options are; bet on the banker or player to win, or bet on a tie.
The beauty of online baccarat, however, is that you can often find side bets. Each come with their own risks and rewards and aren’t available on every casino or game. You could bet that either the player or banker will be dealt a pair, or perhaps there’s a bet tied to the total of the hand.
Developers and game designers are constantly dreaming up new side bets and bonus features for their online games. We urge you to use caution with side bets. Sometimes the payouts aren’t worth the risk.
Playing online baccarat is so popular because it’s easy to learn and has a low house edge.
The version of baccarat that most players are likely familiar with is Punto Banco variant. When you play online baccarat - whether on desktop or at a mobile casino - you are always playing this version.
You’ll find the four variants below in land-based casinos. Chemin de Fer and Baccarat Banque allow the banker and players more flexibility on certain bets, though the best play usually is the same as baccarat punto banco – so the house edge is effectively the same.
|BACCARAT VARIANT||HOUSE EDGE||NOTABLE FEATURES|
|Punto Banco||As low as 1.06%||No Strategy Element|
|Mini Baccarat||As low as 1.06%||Same House Edge, Plays Faster|
|Chemin de Fer||Same house edge, more flexibility in betting||6-deck, Banker Covers Bets, Strategy Elements Exist|
|Baccarat Banque||Same house edge, more flexibility in betting||3-deck, Banker Covers Bets, Strategy Elements Exist|
The biggest difference between Punto Banco and the other variations of baccarat is that the game is streamlined – the banker plays both hands according to the drawing rules, and there are no optional plays that can be made.
One hand is designated the player, while the other is assigned to the banker. Participants bet on which hand of cards they think will win. They can also bet on a tie, which has the best payout but is also the least likely outcome.
During a round of play (also known as a coup), each hand receives two face-up cards from a shoe of four, six or eight decks. If either side has a total of 8 or 9, they win; if both have a total of 8 or 9, it's a tie. If neither of these outcomes occur, baccarat rules dictate what happens next:
Banker draws a card if his total is 2 or less.
After these rules are followed, the Sportsbook is determined. Player bets typically pay EVEN money, while banker bets lose a five percent commission. If there is a tie, both wagers roll over to the next round.
As its name implies, Mini Baccarat is a version of baccarat with smaller table limits. The game itself is also played more quickly. While there are some differences in how the table is laid out compared to other variations, Mini Baccarat follows the same set of rules as Punto Banco.
Chemin De Fer
French for "railway", Chemin de Fer is the original version of baccarat and remains popular around the world. Chemin de Fer is a bit more complicated than Punto Banco, but the goal of your cards adding up to 9 is the same.
In Chemin de Fer, six decks of cards are used. Players take turns being the banker, as opposed to a banker being designated at a casino. The banker wagers whatever amount they see fit, and players are given the opportunity to "go bank" (match the bet).
Both the banker and players receive two face-down cards to represent their hands. The player who made the highest wager represents the entire group of players. If either hand has an 8 or a 9, the game ends. Otherwise, the player may choose to take an additional card. After seeing the player's new total, the banker may also choose to take a third card, and the hands are then compared to determine a Sportsbook.
If the player hand wins, all of the players get back what they wagered, plus a matching amount from the banker, and the role of the banker is passed to the next player. If the banker's hand wins, they keep everything wagered and they stay in that role for the next game. If a tie occurs, wagers remain the same in the next game.
Baccarat Banque is mechanically similar to Chemin de Fer, with the exception that the role of the banker does not change between games unless the player acting as the banker retires of their own volition or cannot afford to bet any longer. As opposed to Chemin de Fer's six decks, Baccarat Banque uses only three.
At the onset of the game, the role of the banker is given to the player who is willing to risk the most.
Free Play vs Real Money Play
Playing at a no-deposit casino is a good middle-ground between playing for free and playing for real money. You can play and enjoy all casino games, like baccarat, online slots, online roulette, and more, but without breaking the bank. If low-stakes baccarat isn’t for you, then here’s the stark choice between free and real money baccarat.
|FREE ONLINE BACCARAT||REAL MONEY BACCARAT|
|No cash is risked.||Ability to win real money.|
|Same game controls and software.||Same game, more excitement.|
|No ability to play live dealer baccarat.||Online baccarat clears some wagering requirements.|
Advice For Playing Baccarat Online
The advice above involves an individual online baccarat session. The suggestions below are more about online casino gaming in general. Online gambling is different than brick-and-mortar casino gambling, so the wise baccarat player should adjust to the online casino setting.
Tips For Winning Baccarat Online
If you’re looking to win at Baccarat online, keep the following three tips in mind:
Baccarat Online FAQ
How can I do baccarat online?
You can play baccarat at the majority of casino sites, both for free and real money. The majority of online casinos have multiple different baccarat games you can play, though they are always contested under Punto Banco rules. Additionally, some casinos have live baccarat, where you can play with a live dealer and other players over the internet.
Is online baccarat beatable?
As a condition of being allowed to legally operate, online casinos need to have their games audited for fairness. When you play online baccarat, your odds of winning are the same as they would be at any licensed land-based casino. As with every luck-based game, you can't expect to win every time, but you can expect to win eventually.
Do baccarat strategies work?
There is no surefire strategy to win at baccarat every time. Most baccarat strategy is just the application of common sense rules – if you try to anticipate which cards will be dealt, you're not very likely to be successful. There are some betting strategies that allow you to come out slightly ahead, but baccarat has table limits, so even these are limited in their effectiveness.
Is there any skill to baccarat?
Baccarat is a game of luck, like all casino games. Not even the dealer has any control over which specific cards are dealt outside of dealing them. As outlined above, certain outcomes are more likely than others, but they're not guaranteed. When you play baccarat, live or at an online casino, you'll enjoy the game a lot more if you focus on having fun and letting the cards fall where they may.
How do I bet on baccarat online?
Join a real money online casino, then make a deposit. Once you do, you can play either online baccarat or live dealer baccarat. Online baccarat is a simulated game that uses a random number generator (RNG) to determine results. Live casino baccarat is played with real cards and real dealers, who handle a round of play while you watch (and bet) online.
Can you get rich playing baccarat?
Not in a dependable way. Players shouldn't gamble on a casino game in the hopes of becoming rich. Even games with a low house edge such as blackjack and video poker have a built-in casino advantage called the house edge.
In rare cases -- through bonuses and the right rules -- a player might have a small advantage in these games if they play optimally, but it's rare and the margins are small. There are much better ways to make money.
Only play baccarat for the sake of entertainment. If you lose part of your bankroll, consider it the cost of entertainment. If you have winnings, consider it a windfall.
Is it possible that live online baccarat casinos are rigged?
Not really. While theoretically possible, it's highly unlikely. Live dealer baccarat is live-streamed to your computer in real-time. Also, it's filmed continuously from several angles. Players can change the camera angle and play back the video, so it would be hard to rig the deal.
To assure fairness, only play at safe and trusted online casinos that have a longstanding reputation for fairness. Only play at online casinos licensed by legitimate regulatory agencies. We recommend a handful of online casinos, but players should do their own research to assure themselves that a casino site is honest.
What is baccarat?
Baccarat is a casino card game in which the player tries to build the best 2- or 3-card hand, but with a quirky scoring system. When adding up the cards, a player can receive a 0 through 9 with 9 as the high score. If cards add up to 10 or more, the player takes the first digit off the number for the real score. In each round, the player can wager on one of three bets: the banker, the player, and a tie.
In each round, the dealer deals 2 cards to the banker hand and 2 cards to the player hand. Specific rules determine whether the dealer deals a third card. Punto Banco baccarat is popular with gamblers because it requires no strategy or memorization, but also has a low house edge (for the banker and player bets). Players should never wager on a tie, as it's a sucker bet.