Interac Casino Deposits: Payment and Withdrawal Guide

Online casino gambling is entirely legal in Canada. As such, most banks will allow players to make deposits using Interac. Interac is the most popular online payment system in the country, with over half of all Canadian online purchases made using the system. This includes online casinos.

For Canada, Interac casino deposits make up a significant percentage of deposits made each year. Today, we will review all of your options for making Interac casino deposits, including the benefits of depositing with Interac. You'll also learn how to make Interac casino deposits and the best casinos that accept Interac.

Online Casinos Accepting Interac

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Interac Payment Types

Before making Interac casino deposits, it's essential to know which Interac options your online casino accepts. Here's a quick list of the different payment options available through Interac.

  • Interac Debit: Interac Debit lets you make purchases using your Interac Debit card or your online account. Over 56 percent of purchases in Canada are made with Interac Debit cards.
  • Interac Flash: Interac Flash is a feature of Interac Debit cards. It allows you to make contactless payments in person using the chip on your card. You can “Tap to Pay” like you would with standard credit and debit cards.
  • Interac e-Transfer: It sends electronic funds transfers to other companies that accept Interac payments using your Interac account. This is the equivalent of bank transfers for non-Interac banks.
  • Interac Cash: With Interac Cash, you can use your Interac card to withdraw cash at any ABM. It works the same as standard bank ATM machines but uses your Interac accounts.
  • Interac Online: Interac Online allows you to use your bank account to make purchases online. Funds are pulled directly from your bank account with no other cards necessary.

 

Advantages Of Interac Casino Deposits

Some of you may wonder why you should make Interac casino deposits over making a credit card casino deposit, or usign another payment method. Here are some of the main advantages of using Interac for deposits.

  • Offered By Most Banks: Interac is offered by the majority of banks in Canada. As such, you can make Interac casino deposits with almost any bank. There are generally no limits on your ability to deposit from banks on the Interac network.
  • Instant Deposits: When you make Interac casino deposits, you can begin playing immediately at a real money casino. You don't have to wait for hours or even days to play with your deposit. Bitcoin deposits can take up to four hours, while other options like Instadebit can take up to five days to clear.
  • Lower Fees: If you use credit cards or select other payment options for casino deposits, consider switching to Interac casino deposits. The fees for making Interac casino deposits are much lower than credit cards.
  • Ability To Withdraw: Many online casino deposit options do not allow for withdrawals. For example, you cannot use the Paysafecard to cash out. Most credit cards do not allow for withdrawals. Interac offers the ability to cash out using e-Transfer. Many Canadian casinos that accept Interac casino deposits will allow for withdrawals using e-Transfer.

How To Deposit Using Interac

If you intend to deposit using Interac, double-check to see if your casino accepts Interac casino payments. For those in Canada, most Canadian online casinos allow Interac casino deposit.

  1. Cashier Page: Once you sign up for your account, log in to the site and go to the Cashier section.
  2. Choose Deposit: From there, click on the Deposit button. Look for the yellow Interac symbol that will be associated with your type of Interac transfer.
  3. Choose Correct Interac Option: There will likely be at least two options for Interac casino payments. Click on your preferred option to start the process.
  4. Deposit Amount: The deposit process is twofold. First, you will enter the amount you wish to deposit. In some cases, you may need to enter your email address.
  5. Interac Website: Next, the site will open a new window where you will log in to Interac's website and complete your Interac deposit.
  6. Interac Deposit Completed: Once you have entered your details on Interac's website, in many cases your deposit will be complete. Some casinos may require you to click a final confirmation button to initiate the deposit.

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Note that when you make Interac casino deposits, there will be a fee. However, the fee is much lower than depositing with a credit card. Fees range from $0.11 to $0.465 per transaction. For a $100 deposit, you’ll only pay $0.47 with Interac as opposed to $2.50 for a credit card.

How To Withdraw Using Interac

If you plan to make Interac casino deposits, one advantage is that you can also use it to cash out. Interac casino withdrawals are easy and usually only take around four steps. Here's how to initiate Interac casino payouts:

  1. Cashier Page: Log in to your online casino and go to the Cashier section.
  2. Select Withdrawal: Click on the Withdrawal tab and select Interac.
  3. Payout Amount: Enter your personal information and how much you wish to withdraw.
  4. Confirm Withdrawal: Click the Withdraw button to process your withdrawal.

Before you make any Interac casino withdrawals, check the terms for your casino. Check for any minimum account balance requirements, withdrawal fees, and processing time.

On average, it can take from three to five days to receive your money. Note that many casinos will only support Interac e-Transfer for withdrawals. Otherwise, you may not be able to cash out using Interac.

Pros And Cons Of Interac Casino Deposits

Interac Pros

  • Most Popular Online Payment System in Canada
  • Funds Transferred From Bank Account Instantly
  • Withdrawals Available through E-Transfer
  • Anti-Fraud Protections for Transactions

Interac Cons

  • Susceptible to Phishing Scams
  • Not Available Outside of Canada
  • Deposits Will Incur Fees

Interac Casino Deposit Fees and Charges

Most Interac casinos cost CA$1.50 or less as a deposit or withdrawal fee. These come from the bank that issued the card -- not the casino site itself. Casinos want your business, so they don't charge fees for debit card payments. 

If the bank that handles your Interac payments isn't a participating member, then each transaction might cost as much as CA$4.00. Keep in mind that the bank removes CA$0.005759 on any Interac Debit transaction. At this time, Interac e-Transfer doesn't charge such a fee. 

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Is Using Interac Safe?

Interac is safe. In fact, it's one of the safest options for making online casino deposits. When you make Interac casino deposits, all data is encrypted by the Interac transfer system. This means that hackers will not be able to intercept the information being sent from your bank to the online casino.

  • Zero Liability Fraud Protection: Also, if there is fraud involved in using Interac Online to make Interac casino deposits, you fall under Interac’s Zero Liability Policy. If fraud can be determined, you will receive your funds back via your financial institution.
  • Interac e-Transfer Fraud Protection: We should point out that making transfers via Interac e-Transfer is not as well protected. You do have the same levels of encryption as with Interac Online, but you do not have Zero Liability Protection. As such, you need to protect yourself against phishing emails, including those that claim that you need to verify your account.
  • Beware of Scam Emails: Online casinos will not contact you via email with links to verify your account. If you get a suspicious email, contact your casino directly and not through email.
  • Use Basic Fraud Prevention: Also, make sure you take steps to properly secure your password and accounts. This will help you from becoming a victim of fraud using Interac e-Transfer.

Similar Banking Options

While Interac is one of the most popular ways to make payments online in Canada, it is not the only option. There are several alternatives to making Interac casino deposits. Here are the most common alternatives you'll find at online casinos:

  • Credit Cards – All online casinos accept at least one credit card for casino deposits. Most casinos accept Visa and MasterCard. Other commonly accepted credit cards are American Express, Discover and Diners Club International.
  • Paysafecard – Paysafecard is a prepaid card that you can use for online casino deposits. This is a deposit-only option.
  • Skrill – Online e-wallet system that allows for instant online casino deposits. However, many casinos will not allow you to use online casino bonuses when depositing with Skrill.
  • NETELLER – Another popular e-Wallet system. Like Skrill, you may not be able to use online casino bonuses when depositing with Neteller.
  • ecoCard – An additional type of e-Wallet, ecoCard is owned by Mastercard. Also known as ecoPayz, ecoCard casino payments are becoming a popular option at many casinos.
  • Instadebit – A third-party payment platform that moves funds from Canadian bank accounts to online casinos. This method can take three to five days for deposits to clear.
  • iDebit – Similar to Interac, iDebit is used for payment processing by top Canadian banks. You will pay a fee on all withdrawals with this option.
  • eCheck – Making eCheck casino payments are just like writing a check in real life. The biggest advantage to making an eCheck payment is that the casino never gains access to your banking details.
  • Bitcoin – Many online casinos now accept Bitcoin for online casino deposits. There are also a growing number of casinos that accept Altcoin for deposits. Most commonly, you’ll find casinos that accept Litecoin, Ethereum, and Bitcoin Cash. Tether and Dogecoin are also popular altcoins accepted.

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A complete list of available options will be listed on the casino's website. If you find that you cannot make a deposit using the options listed, contact customer support. Customer support may have options not typically published for making online casino deposits. They may also be able to give you additional guidance if your Interact casino deposits happen to fail.

How We Rank Banking Methods

When ranking casinos based on banking methods, there are several things we look at. Here’s a quick list of what we look at when ranking banking methods.

  • Interac Options – We evaluate the number of options for Interac casino deposits. Are you able to only use e-Transfer, or are other options available?
  • Deposit and Withdrawal Minimums – What is the casino minimum deposit? Does it change depending on any casino bonuses? What’s the minimum you need to cash out?
  • Withdrawal Availability – Are you able to cash out using Interac, or will you need to use another method? What methods are there for withdrawals?
  • Fees – Does the casino charge a fee for depositing or cashing out? What are the fees?
  • Alternative Funding Options – What options other than Interac are available? Are there any hidden terms for other deposit options? What are the fees?
  • Bitcoin – Does this casino accept cryptocurrency? Which currencies are accepted?

Top 5 Best Interac Casinos

Casino Interac Online Interac e-Transfer Withdrawal
Spin Samurai Yes Yes Interac e-Transfer
Mucho Vegas Casino Yes Yes Interac e-Transfer
Bodog No Yes Interac e-Transfer
Roaring 21 Casino No Yes No
CasinoNic Yes No No

 

Interac Casino Deposits FAQ

How do I deposit money into an online casino?

Online casinos allow you to make online casino deposits using credit cards, Interac, e-wallets and prepaid cards or vouchers. For Canadian players, Interac offers a wide variety of solutions for making online casino deposits directly from your bank account. Jackpot City Casino is an excellent option for Canadian players looking for Interac casino deposits.

Can you deposit money at a casino?

Absolutely. You can deposit money at online casinos using various currencies and even cryptocurrency. For standard currencies, you can use Interac, credit cards, bank transfers, e-wallets and prepaid vouchers for deposits. Each casino will list which options you can use to make a deposit. Queenspins is a great casino that offers multiple options for making online casino deposits.

What is the highest-paying online casino?

The highest-paying online casinos are those with the best RTP, also known as Return to Player. This is the payout for the entire casino, not each game. Game RTP will vary but is usually between 95 and 98 percent. An RTP of 97 percent or greater is considered a fantastic RTP. Anything under 96 percent should be largely avoided. Slots.LV is an excellent online casino with an RTP of 98.45 percent on its games.

What is the minimum deposit for online casinos?

The minimum deposit for online casinos varies depending on the casino. Some have minimum deposits as low as $5, with others having minimum deposits of around $25. The average minimum deposit at a casino is $20. Note that some online casinos require a deposit of $20 or more to activate any online casino bonuses. National Casino is an excellent casino with a minimum deposit of $20.

Which online casino is the easiest to win?

Winning at online casinos is all about picking the games with the lowest house edge. The casino game with the lowest house edge is blackjack at around 0.5 percent. Baccarat has a house edge as low as 1.06 percent. For slot-style games, video poker is your best option. You can eliminate the house edge on some video poker games. Kahuna Casino is a great online casino and has games with a low house edge.

Can I transfer money from my bank to a casino?

Yes, players have many ways to move money from their bank account to a casino account. Interac deposits are a good option for Canadians. US players (and everyone else) can use bank wire transfers, bank cheques, ACH, and eChecks.

Many casinos accept Visa and MasterCard debit cards, so any American with a bank-issued ATM card can move cash to their player account. 
 

What banks allow online gambling deposits?

Most US banks support online gambling deposits. Credit card groups like Visa, MasterCard, American Express, and Discover exist as networks of banking institutions. If you receive a Visa card, it's issued by a specific bank.

When you make a casino deposit, the bank that issued the card decides whether to accept the payment or not. Just because one VISA-affiliated bank declines payment, it doesn't mean another one will. Interac deposits work the same way. 

Above, we mentioned that most US banks support gambling deposits. That isn't always the case for online casino withdrawals. From the perspective of a bank, a casino deposit goes from a bank to an online merchant. A casino payout is going from a known gambling site to a bank, so US banks are more likely to block withdrawals. 
 

Which online casino pays out the most in Canada?

Jackpot City Casino has a published return to player rate of 97.82%, making it the highest RTP among the Canadian online casinos that we know. It's no coincidence that Jackpot City is one of the most popular Canadian casinos. One other thing -- Jackpot City accepts Interac deposits.