Online Casinos With Credit Card Deposits: Best Of 2022

The majority of online casinos in the USA accept credit cards for deposits. Most accept Visa and MasterCard, while others will accept American Express, Discover and even Diners Club International. Credit card casino deposits are popular because they are simple. You can use your credit card to gamble just as you would to go to the movies or buy gas.

Today, we will take a look at making a credit card casino deposit. You’ll discover how to make a deposit, your options for making credit card deposits, and vital information you need to know before making your first credit card casino deposit.

Best Casinos Accepting Credit Cards

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    Roaring 21 Casino

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How To Make A Deposit Using A Credit Card

It is extremely simple to make a credit card deposit at a real money online casino. First, you need to sign up for an account at your preferred online casino. After registering for an account, log in to the site and go to the Cashier section.

From there, click on the Deposit button. This will bring up your available options for a deposit. Click on either the Credit Card option or the button corresponding with your credit card (Visa, MasterCard, etc.). In most cases, you will be depositing with Visa or MasterCard. Some casinos will accept Diners Club or American Express for a credit card casino deposit.

After selecting your options, you'll enter your credit card number, expiration date and the three-digit security code on the back of your card. Some sites may not require the security code. Next, enter the amount you wish to deposit.

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Finally, click on Submit to begin processing your credit card payment. Often, your funds will be available immediately.

If your credit card deposit fails, pay attention to any error messages given. If the message is unclear, contact customer support to see why the deposit failed. Often, it is because your bank has blocked the transaction.

How To Withdraw From A Casino Using Credit Cards

When you're ready to cash out from the casino, some casinos will allow you to cash out using the same credit card used for your credit card casino deposit. If this is the case, log in to the casino and head to the Cashier section.

Select Withdrawal and then Credit Card. You will then need to enter your account number and the amount you wish to cash out. Finally, you'll need to verify that you want to cash out and submit the request. From there, you will generally have to wait 48 hours to five days to receive your funds to your credit card.

Note that many online casinos do not allow you to cash out using credit cards. They will only allow you to deposit with them. If they allow withdrawals, it will need to be the same card you used for your initial deposit. Our casino reviews will let you know if you can cash out using credit cards at a particular casino.

Three Things To Know Before You Deposit With A Credit Card

Before you make your first credit card casino deposit, there are three things you need to know. These apply to almost every online casino and the majority of credit card deposits.

Your Minimum Deposit Will Be Higher

The average casino minimum deposit is $25. Even if the casino minimum is lower, you will usually be required to deposit more with credit cards. Often, you'll see the minimum set at $50.

Some Banks May Flag Your Card For Fraud

Depending on your location or bank, you may have trouble the first time you make a credit card casino deposit. Many banks will flag your account for fraudulent activity and require you to contact them to verify the transaction. After you confirm the transaction, you will be able to make your credit card casino deposit. You may have to wait up to 30 minutes after verifying the transaction to try again.

There May Be Deposit Fees

If you plan to make a credit card casino deposit, count on there being a fee. Most casinos charge a fee of around 2.5 percent for credit card deposits. That’s a fee of $2.50 per $100 deposited. Check with your casino for any fees before depositing.

Are Credit Card Deposits Safe?

Some people avoid making a credit card casino deposit because they believe they will be scammed by the casino. Others mistakenly believe identity thieves will steal their data. Fortunately, you are still protected in most cases.

When you make a credit card casino deposit, your transaction will be processed like any standard credit card purchase. Your data will be encrypted and protected from hackers and others trying to sniff your connection to steal your identity.

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Next, in many cases where you make a credit card casino deposit using Visa, MasterCard or other credit cards, your purchase has the same protections as if you made a purchase from Amazon or another online retailer.

Online casino deposits are considered to be purchases, and purchases are protected by the regulations of your bank or credit card company. For example, if someone steals your card and makes a casino deposit, you can still make a fraud claim.

However, there are exceptions to this. If your bank does not allow gambling transactions for credit cards and you make a credit card casino deposit, you will lose your protection. The same is true if you live in a country where online gambling is either illegal or in a gray area. For example, in many US states, it is unlawful for banks to process online gambling transactions. Fortunately, this is not the case in Canada.

Similar Banking Options

Not everyone is able or willing to make credit card casino deposits. If you're in this category, online casinos offer alternatives to help you make a deposit.

ecoCard

ecoCard is a prepaid card that is powered by the ecoPayz group. Similar to bank credit cards, you can use your ecoCard to make a credit card casino deposit at an online casino. Funds are pulled from ecoAccount instead of a bank account. ecoCard casino payments are easy to make and, since the company is owned by Mastercard, just as secure as using a credit card.

eCheck Deposits

If you prefer to skip using credit cards, prepaid cards or eWallets, you can opt to make an eCheck casino payment. With an eCheck, your funds are pulled from your bank account and used to fund your online casino account. If you cannot make a credit card casino deposit, eChecks are usually a solid alternative.

Interac Deposits

If you're in Canada, Interac is an excellent alternative to making a credit card casino deposit. With Interac casino deposits, you can transfer money from a personal or business bank account to real money online casinos. All you need is a bank account and email address to send funds.

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Also, contact customer support for an alternative that may not be publicized. Sometimes, online casinos can offer third-party deposit processing for times when traditional funding options are not possible.

How We Rate Banking Methods

Similar to online casinos, we also rank various banking methods used for online casino deposits. Here is a quick list of things we look at when rating banking methods for online casinos.

  • Credit Card Options - Which credit cards are accepted for a credit card casino deposit? Does the casino accept debit cards or prepaid credit cards?​
  • Alternative Deposit Options - What options are there to deposit credit cards?
  • Minimum Deposits and Withdrawals - What is the minimum to deposit for each banking option? How much do you need to have in your account to cash out?
  • Fees - What fees are there when making a deposit? Are there any fees for cashing out?
  • Withdrawals - What options are available to cash out at the casino? How long does it take to cash out? Are there any unnecessary fees?
  • Bitcoin - Does the casino allow you to make a deposit using Bitcoin or other cryptocurrencies? Which cryptos are accepted?

Credit Card Vs Debit Cards Vs Prepaid Cards

We often receive questions about the differences between credit cards, debit cards and prepaid cards. To make things simple, we've broken down the differences between the three below:

Credit Cards

  • • Heavily regulated by banks and may be restricted
  • • Visa and MasterCard are mostly accepted by casinos
  • • Casinos may put limits on maximum deposits

Debit Cards

  • • Transactions treated the same as credit cards
  • • Funds tied to a bank account rather than a credit account
  • • Fewer restrictions by banks
  • • In some areas, debit cards will work when credit cards will not

Prepaid Cards

  • • Cards can be purchased at major retailers
  • • Must be preloaded with cash before making a casino deposit
  • • Can only deposit up to the limit on the card
  • • Few restrictions since cards are treated like cash by many banks

Best US Online Casinos That Accept Credit Cards

Casino Visa MasterCard American Express Discover Diners Club International
Slots.LV Yes Yes Yes No No
Lucky Red Yes Yes Yes Yes No
BetOnline Yes Yes Yes Yes No
Cherry Jackpot Yes Yes Yes Yes Yes
Wild Casino Yes Yes Yes Yes No

Credit Card Casino Deposits FAQ

Do casinos accept credit cards?

Yes. Almost all online casinos accept credit cards. The majority of casinos accept Visa and MasterCard for deposits. Other casinos will also accept American Express, Discover and Diners Club International. Go to the Banking section of your casino to see which credit cards are accepted. Wild Casino is a great casino that accepts credit cards.

Can I play at an online casino with a credit card?

Absolutely. If you want to play at online casinos, you can do so by making a credit card casino deposit. Most casinos accept multiple credit cards, along with debit cards and prepaid bank cards. If you have trouble depositing with a regular credit card, try doing so with a Visa or MasterCard debit or prepaid card, as banks have fewer restrictions on these types of cards.

Can I gamble with credit?

Online casinos don't extend credit to players. However, you can use credit cards to gamble at real money online casinos. Make a deposit using Visa, MasterCard, AMEX or Discover, and start playing your favorite online casino games. Most casinos will allow you to play with as little as $25. Roaring 21 Casino is an excellent option for those looking to gamble online with credit cards.

How do you win money at a casino?

You win money at online casinos by playing online casino games. First, you can make a deposit using a credit card. Afterward, you use your deposit to play online casino games like online slots, blackjack, roulette, baccarat and even video poker. Bovada is a fantastic online casino that offers an extensive library of online casino games and accepts credit cards for deposits.

Can you use a credit card on a slot machine?

You cannot use a credit card to play on a slot machine, but you can make a deposit at online casinos and play online slots. Make a credit card casino deposit, and the money you deposit can then be loaded onto any online slot machine at the casino. CasinoMax is a great online casino with hundreds of online slot games. They take credit cards for deposits.