Online Casino for Real Money: Find the Best Casino

Playing at an online casino for real money is the best option for Americans who don't live near brick-and-mortar casinos. Even though the United States has hundreds of land-based casinos, the country is huge. Our expert online casino real money site reviews help US players find a safe and trustworthy gaming site that allows people to win real money. 

If you prefer to pick a casino on your own, we provide a checklist of factors to keep in mind. Read our guide to US casinos for the factors you should consider when choosing a real money casino site, a list of the best deposit options for Americans, and tips for real money online gambling.

We do not endorse or provide opinions on sports betting operators in your region

How We Review The Best Real Money Online Casinos

Before they deposit their hard-earned cash at a real money online casino, players should know our vetting process for the best real money casinos. When we review a US casino site, here are the factors we consider and the questions our reviewers ask.

  • US Player Acceptance: Simply put, can Americans play at the site without using a VPN? Whether a real money casino is US-friendly is the first question you should ask.
  • Casino Game Variety: How many casino games does the real money casino have? How many mobile games does it have? What kind of variety is there among the table games and online slots? Do the real money slots have a wide range of jackpots?
  • Bonus Availability and Quality: How big is the welcome bonus? What is the wagering requirement and other terms of use? How good are the reload bonuses and other promotions?
  • Deposits and Payouts: The banking methods should cater to American players. Does it support Visa, MasterCard, American Express, and Bitcoin? What about web wallets and bank transfers?
  • Mobile Use: Most real money casinos are compatible with Android phones and iPhones these days, but mobile casino games must work seamlessly with full graphics and playability.
  • Safety and Security: How safe is the casino? Does the casino have fair terms for US players? Does it use 128-bit or 256-bit encryption? Does it offer crypto payments for added security?

Pros and Cons of Online Casino Real Money Sites

Every form of gambling has its advantages and disadvantages, so here's a list of the pros and cons associated with online casino gambling.

  • Huge Game Selection: Enjoy hundreds of real money slots and dozens of table games.
  • Save on Time and Travel: Play from the comfort of your own home for the ultimate in convenience. Save on travel and hotel expenses.
  • Virtual Casino Games: Most online casinos have software that simulates games, which some don't like. Those players now can enjoy live dealer games with real dealers.
  • Casino Gambling on the Go: Use mobile casino apps to play anywhere you go at any time throughout the day.
  • Bonuses for Real Money: Real money casino sites offer huge bonuses for deposits and high-volume play.

Real Money Deposit Methods

US players have many options when it comes to deposit methods at an online casino. Real money deposits of all types are free and instantaneous, though withdrawals take longer and cost a free sometimes. The most convenient methods are Bitcoin and other cryptos.

  • Bitcoin: The fastest, safest, and most private real money casino deposit method. Some US casinos also support Litecoin, Dash, Ethereum, Ripple, and Bitcoin Cash.
  • Credit Cards: All US online casinos accept Visa and MasterCard. Some also accept American Express, Diners Club, or Discover Card.
  • Debit Cards: Most real money casino sites that accept a credit card also accept debit card payments from the same brand. Visa, MasterCard, and Amex debit cards often work.
  • Prepaid Cards: The same goes for prepaid cards and gift cards. These can be purchased at Walmart, Target, CVS, and Walgreens for private and safe deposits.
  • E-Wallets: Skrill and Neteller add another layer of safety and privacy between your bank account or credit card. Web wallets often require a nominal fee at real money casino sites.
  • Cash Transfer: While PayPal isn't available in the USA, Western Union and Moneygram are often available. Vouchers also work.
  • Bank Transfer: Bankwire transfers, EFTs, and e-checks are available at many sites, though withdrawals using this method take more time and cost a fee.

Depositing Advice: Tips For Banking Success

Making a deposit at a real money online casino starts the gaming experience. Collect knowledge of your deposit options, then deposit your cash in the site that most meets your needs. Luckily, we recommend over a dozen of the best US online casinos, so you should be able to find a real money casino that fills all your needs.

Deposits: Choose a casino that offers your favorite payment method. Visa and MasterCard are available everywhere, while Bitcoin and other cryptocurrencies are available at select sites. Bank wire transfers are available for those who want to make deposits directly from their bank.

Bonuses: Remember to accept a welcome bonus when making the first deposit. These give you extra cash to test games and software, though pay attention to wagering requirements -- these can limit the games available for play. Bonuses and promotions lower the effective house edge on a game.

USA Casino Reviews: Read our real money casino reviews before choosing a site. All of our recommended casinos are safe and fair, so pick the gaming site that offers the right combination of games, deposit methods, and bonuses.

Overview of Real Money Bonuses

Many players make real money bonuses their top consideration. While we recommend a broader focus, welcome bonuses and other casino promotions are an important part of your gaming experience. To understand the possibilities, here’s an overview of the main bonus types.

  • Welcome Bonus: This is the first bonus you'll receive, either on your first deposit or a series of deposits when you first fund your account. These have the biggest terms but tend to involve slots, Keno, and scratch cards only.
  • Bitcoin Bonus: An alternative to the Welcome Bonus, a Bitcoin or Crypto bonus applies only to cryptocurrencies. As a general rule, you'll receive more bonus cash if you use cryptocurrency to fund your account.
  • No Deposit Bonus: Some real money casino sites offer a bonus when you sign up for a player account. It's a no-risk, no-obligation bonus for registration. These are usually smaller in scope -- and not every online casino offers a no-deposit bonus.
  • Free Spins Bonus: Instead of providing free cash, the player receives a certain number of free spins on specific real money slots. Many casino sites boost their welcome bonus with a certain number of free spins.
  • Reload Bonus: A real money bonus for loyal and ongoing players. Once the welcome bonus is completed, players still want rewards for their play. Many overlook the reload bonus, but it's hugely important because it's redeemable many times over.

The Best US Real Money Online Casinos

Below is a list of the US states that have legal and licensed online casinos. We recommend that players avoid online casinos if you aren't inside these borders of these 5 states. Michigan, West Virginia, and Pennsylvania will continue to launch new casino sites in 2023, 2024, and beyond. 

US StateYear LaunchedRegulator# of Licensed Casino Sites
Michigan2021Michigan Gaming Control Board18 active, 7 more on the way.
West Virginia2020West Virginia Lottery Commission18 active, 10 more on the way. 
Pennsylvania2018Pennsylvania Gaming Control Board7 active, 1 more on the way.
New Jersey2014New Jersey Division of Gaming Enforcement30 active legal casino sites.
Delaware2014Delaware State Lottery Office3 active.

Real Money Online Casino Games

Keep reading to learn more about the best real money games. Click on the links below for a full introduction to each game, including rules, common variants, tips, and strategy. 

  • Real Money Slots: The most popular online casino real money game. When you play online slots for real money, you have near-endless variety in themes and payouts, along with the biggest jackpots in the online gambling industry.
  • Real Money Blackjack: It has a low house edge, so you can play for a long time. The downside is you must learn blackjack basic strategy and the payouts are only 1:1 or 3:2. 
  • Real Money Roulette: The most popular spinning wheel game, it has a wide range of bets and payouts between 1:1 and 35:1. Play European Roulette is it's offered, because it has much better odds than American Roulette.
  • Live Dealer Games for Real Money: Free live casino games don't exist, because the games use real-life dealers. Live dealer games are the closest you'll find online to brick-and-mortar table games. 

Money Management at Real Money US Online Casinos

Real money gambling carries with it some risk, so it pays for players to learn a few risk management techniques while playing at casinos online. Money management helps you maintain a healthy bankroll and avoid gambler's fallacy when luck doesn't go your way. Here are money management tips when you play at online casinos for real money.

  • Determine a Bankroll: Budgeting your casino money is a good policy. Set aside cash specifically for casino betting and never dip into your finances for more. Choose a bankroll based on your discretionary spending.
  • Set a Bet Limit: Experts recommend that players wager 1% to 2% of their bankroll on any given spin, dice roll, or hand of cards. 3% to 5% is for aggressive players, but we don't recommend that for beginners.
  • Choose Loss Limits: Set a predetermined limit on your losses for any single gaming session. Once you lose that amount, walk away from the game immediately.
  • Set Win Goals: Do the same for your winning sessions. Many players try to "ride the hot hand" until they lose their winnings. Instead, lock in your winnings by walking away the instant your win goal is met. Win real money, then end the session.

Top 10 US Land-Based Casinos for Real Money

CasinoLocationSlots RowTable Games Section
BellagioLas Vegas, Nevada2700+ Slots175+ Gaming Tables
MGM GrandLas Vegas, Nevada2500+ Slots130+ Gaming Tables
EncoreLas Vegas, Nevada1800+ Slots180 Gaming Tables
Pechanga ResortTemecula, California5000+ Slots150+ Gaming Tables
Mohegan SunUncasville, Connecticut6500+ Slots375+ Gaming Tables
BorgataAtlantic City, New Jersey4000+ Slots230+ Gaming Tables
WinStar World CasinoThackerville, Oklahoma8600+ Slots150+ Gaming Tables
Resorts World New York CityQueens, New York6500+ Slots1300+ Electronic Table Games
Encore Boston HarborEverett, Massachusetts2700+ Slots185 Gaming Tables
MGM National HarborOxon Hill, Maryland2200+ Slots40 Gaming Tables, 32 Electronic Table Games

Responsible Gambling Tips

Players gamble for a variety of reasons: thrills, entertainment, distraction, and social reasons. Whatever your reason for enjoying this hobby, we encourage you to practice responsible gambling. With that in mind, here are tips for online gamblers to play responsibly.

  • Don't treat gambling as a moneymaking source. Real money casinos have the edge in every bet, so you can expect to lose money over time. View gambling losses as an entertainment expense and never expect to win.
  • Set spending limits when you start playing. Once you have this limit chosen, never increase it. Don't get out your credit card when your adrenaline is rushing.
  • Don't chase losses. It's natural for competitive people to try to win back what they lost, but this can lead to unwise decisions.
  • Take frequent breaks. Don't play when you're hungry, thirsty, tired, sleepy, or agitated. Set a time limit and take a break at regular intervals. This lets you gather your wits and calm down for another session.
  • Don't drink and gamble. Never play when under the influence of alcohol. Players should be clear-minded and undistracted. Like an athlete, play at the top of your game.
  • Gamble when you're calm. Never gamble when angry, stressed, or depressed. Gambling is an escapist pursuit, but don't make it your escape from depression or everyday stresses.

Problem Gambling Resources / Legal Resources

If you deal with problem gambling behaviors, we recommend you get the expert help you deserve. The three resources below provide a range of tools for problem gamblers.

National Council for Problem Gambling: The NPCG is the leading hotline for problem gamblers in North America. The organization has 28 calls centers that serve players in the United States, Canada, and the US Virgin Islands.

Gambler's Anonymous: Gambler's Anonymous encourages players to share their experiences with others like themselves in regular meetings. Join a community to help others and help yourself with problem gambling.

GamTalk: GamTalk is a player community for those who deal with problem gambling. It has online chat rooms, along with free and confidential services for problem gamblers worldwide. GamTalk also has a list of treatment plans.

Online Casino Real Money FAQ

Can I Play At An Online Casino For Real Money In The USA?

Absolutely. No matter where you reside in the United States, you can play at real money online casino sites 24 hours a day. Your choices depend on where you live and the state gambling laws in that area. Keep reading our site to learn the best online casinos where you live.

How Do I Know US Real Money Casinos Aren't Rigged?

One way is to learn a US casino site's licensing status. Only play at licensed US online casino, because you'll play with the legal protections that you would have at other US businesses. 

If you want to go a further step, learn about US online casinos' reputations by reading reviews from players and authority sites alike.

How Do I Make Online Casino Real Money Deposits In The USA?

Once you have a player account at a real money US casino, you'll use the cashier page at the site to make a deposit. Once on the cashier page, you'll see the full list of deposit options. Depending on the casino site, you'll find a host of deposit methods: credit cards, prepaid cards, web wallets, cryptocurrencies, electronic money transfer services, vouchers, and bank transfers.

Is It Legal To Gamble Online At Real Money Online Casinos In The USA?

Only 5 US states have regulated online casinos. Gambling at online casinos is in a legal gray area in the other 45 states, too. We recommend that players avoid offshore casino sites. 

How Do I Know My Money Is Safe At An Online Casino In The USA?

Our site recommends online casinos that operate in the licensed US online gambling industry. This confers trustworthiness and honesty on the associated sites, because US state laws guide their operators. 

Players must do their due diligence to know their money is safe at an online casino in the USA for real money. Research to learn a casino site's reputation, history, and licensing status. Read player reviews and expert site reviews.

What Is The House Edge In Online Gambling? How Can I Improve My Odds Of Winning?

The house edge is a mathematical advantage that casinos have against the player. This is how casinos stay in business, both in online gambling and land-based gambling. This is a theoretical advantage, though, so the casino is not assured of winning in any given bet or gambling session is assured. Instead, casinos have a small house edge in most casino games that plays out over time (thousands upon thousands of hands, spins, or dice rolls). In the short term, both sides have a chance to win.

In blackjack and video poker, improve your odds of winning by studying basic strategy. In craps and baccarat, learn which bets have the best odds. In roulette, find the versions of the game that have the best odds (European Roulette, French Roulette). In slots, find the titles with the best return-to-player (RTP) according to published reports.

Which Online Casino Real Money Game Has The Best House Edge?

Online blackjack and online video poker have the best house edge. As you might expect, these are the games that require strategy knowledge, study, memorization, and skill. If you don't master basic strategy, the house edge increases. If you don't want to learn strategy tips, we recommend that you play online baccarat or online craps.

Do I Have To Pay Taxes On My Online Casino Winnings?

Yes. We recommend that players pay state and federal taxes when they have huge online casino winnings. Unlike Australian winnings, it's considered income in US states.

Where Can I Find The Biggest Online Casino US Real Money Jackpots?

You'll find them when you play online keno games, progressive slots, and hot drop jackpot slots

Can You Really Win Money When I Play At The Best Online Casinos For Real Money In The USA?

Absolutely, though we recommend that most Americans avoid online casinos. That's because they'd have to play at offshore online casinos, which don't have the consumer protections that US players enjoy at licensed US casino sites. 

Players in New Jersey, Nevada, Delaware, Pennsylvania, West Virginia, and Michigan can play at casino sites that are licensed and regulated in the United States. 

Which online casinos pay out immediately?

Online casinos that support cryptocurrency transactions have the quickest payouts, but that isn't an option for many American players at licensed casino sites.

Most US online casinos that support credit cards or e-wallet withdrawals take several business days. Payouts using PayPal reach your account within a day or two. In any case, it takes 24 to 48 hours for the verification process once you make a withdrawal request. 

What is the best game to play at an online casino to win real money?

The two games with the best odds are blackjack and video poker. Both have a house edge of 1% or less if you play optimally. In both cases, you'll want read a basic strategy chart that applies to the variant you play. If you don't want to learn strategy and still have the best shot to win real money, then the best game to play is online baccarat. The banker bet has a house edge of 1.06%. 

If your goal is to win big jackpots, then you should play online slots for real money. 

Which casino apps let you win real money?

Any of the licensed and legal real money online casinos in the US let you win real money. Licensed US online gambling sites are legitimate, because they must follow US regulations. You can find such sites in Pennsylvania, Michigan, West Virginia, Delaware, and New Jersey. 

What are the best real money casino apps?

That depends on your place of residence. The answer is different depending on whether you're in New Jersey, Pennsylvania, Michigan, Delaware, or West Virginia.

While these states feature many of the same world-famous brands, variety differs between each of the states. Land-based casinos in each state partner with an online casino operator, so you'll have access to the best real-money mobile casino apps in the world.